how to sign up for a PayPal account:

There are 2 types of PayPal accounts: Individual and Business.

Here’s how to sign up for a PayPal account:

1.    Click Sign up for a PayPal account.

2.    Select the type of account you would like to create, and click Get Started.

3.    Enter the required information and click Continue.

4.    Follow the instructions to complete your account sign-up.

Once your account is ready, you can add a credit or debit card and start sending payments right away. Learn more on how PayPal works.

If you’re a seller, learn more about how to start receiving PayPal payments

How do I receive money through PayPal?

With PayPal, you receive money when someone sends a payment to your email address or mobile number.

 Once that happens, we’ll send you a message letting you know you have money available.

You can access your money from your PayPal Cash account or PayPal Cash Plus account by going to the Summary page. You can then choose to:

·         Transfer the funds to your bank account, or

·         Keep the funds in your PayPal account and use your available balance to send money to friends and family or to shop online

How to Add Money to PayPal With a Debit Card

Step 1

Go to PayPal's website and log in to your account. If you don't have a PayPal account, you can register for a free account by clicking "Sign Up" on the PayPal homepage and following the instructions. 

Once you log in, PayPal will direct you to your "My Account" page.

Step 2

Click the "Profile" link, located in the top menu bar of your "My Account" page, then select "Add or Edit Credit Card" from the drop-down menu.

 The "Add/Edit Credit Card" feature works with both credit cards and debit cards.

Step 3

Fill out the fields with your debit card information. The name on the debit card you add to PayPal must match the name that you used to create your account.

 Select your billing address or enter a new one, then click the "Add Credit Card" button at the bottom of the page. PayPal takes you to your "Add/Edit Credit Card" page with a notice to confirm that you have successfully added a debit card.

How to send money through PayPal using your account

Step 1: Start the payment

If you’ve been emailed an invoice or money request, you’ll simply need to click on the ‘Pay now’ button to get started. Depending on the device you’re using, you might then be asked to log into your PayPal account before progressing.

If you need to start the payment yourself, you’ll need to log into your PayPal account and then click the ‘Send and request’ button.⁵

Step 2: Select whether you’re making a personal or business payment

If you’re structuring the payment yourself, PayPal will ask you to confirm if you’re paying for goods and services, or making a payment to a friend or family member, either in the US or internationally.⁵ Remember, the fees and charges could be different for each service, so make sure you pick the right one for your needs.

Step 3: Enter the details for the recipient

You’re asked to input the email address or phone number of the person you wish to pay.⁵ Make sure you’ve got this information correct before you proceed.

Step 4: Confirm the amount and currency

You’ll then need to confirm the amount you want to pay, and the currency to use. This is done using the drop down boxes — just click on the currency you want.⁵

Step 5: Hit confirm, and choose a funding source

Confirm that the payment has been entered correctly, and choose how you wish to pay. You can usually choose between a few different funding sources at this stage — using PayPal balance, a linked bank account, or a credit or debit card

Step 6: Review the payment and you’re done

Once you’ve added your funding source, you’re more or less done. Click the button to confirm the payment, and you’ll receive an emailed receipt showing the payment has been processed.

How to send money through PayPal without an account

To make a payment through PayPal without opening an account yourself, you’ll have to have the recipient send you an invoice or money request. 

This means you’ll receive an email with either a detailed invoice — usually if you’re paying a business — or a simple note explaining what the money is needed for.

Embedded in the email will be a ‘Pay now’ button, which is all you need to make the payment without opening a PayPal account yourself.

Step 1: Click on ‘Pay now’ in the email or invoice you’ve received

Assuming you’ve received the email detailing the payment, simply click on the ‘Pay now’ button.⁴ If you can’t see the email, it’s worth checking your trash or spam folders, in case it has been sent there.

Step 2: Enter your credit or debit card details

You’ll now be given the option to open a PayPal account yourself and pay that way. However, if you don’t want to do that, you just select the credit or debit card option and enter the details for the card you wish to use.⁴

It’s worth remembering, however, that payments through PayPal using a credit or debit card are much more expensive than payments made using a PayPal account with balance or a linked bank account.¹ You can look at the table in the previous section to get more of an idea of the cost differences.

Step 3: Confirm the payment                                  

Here you’ll get a final chance to review the payment and make sure everything’s in order. If it’s all as you want it, just click confirm and the payment will be processed. You’ll receive an emailed receipt of your payment for your records.⁴

If you need to make a payment — whether to pay back a friend who bought you dinner, or to cover a supplier invoice for your small business — you have choices. PayPal can be convenient for some transaction types, but there are fees to take into consideration.

And if you’re making an international payment, the costs can be pretty steep. Before you make your decision, it could save you money to check all the options available to you to make sure you’re not paying too much for your particular transaction.

You could consider using TransferWise as an alternative, and if you need to make international payment regularly opening a borderless multi-currency account for free could also be a good option for you. You can also get the TransferWise multi-currency debit card, which you can use to pay for goods and services all over the world.

Accepting International Payments - Additional Required Step for US Sellers

1. Log in to your PayPal account.

2. Click the Business Profile icon next to "Log Out" and select Profile and settings.

3. Click My selling tools.

4. To enable International payments, Untick the Block payments from users who ''Have non-US (UK etc) PayPal accounts''.

Now you're set-up to receive International Payments, let's add the Currencies you want to your Account. This differs depending on whether you have a Business or Private Account.